Term Life Insurance Term life insurance covers you for a fixed number of years, typically 10 to 40 years and if you die during this time, your family gets the lump sum amount. The cover ends, once the term that you choose ends. There are two different variants for this type of life insurance: Level
Whole of Life Insurance Unlike term life insurance, whole of life cover does not have an end date. It stays in place for your entire life until you die and guarantees a payout, as long as you keep paying your premiums. That guarantee is the whole point. And it is also why it costs significantly
Who Is Beat the Bank?Β A simpler way to arrange protection insurance in IrelandΒ Beat the Bank helps people across Ireland arrange mortgage protection, lifeΒ insuranceΒ and income protection without making the process more complicated than it needs to be. You can check indicative prices online, review your options in your own time and speak to our
Nobody likes to think about illness, injury or losing someone they love. But life tends to arrive unannounced. The real test of protection coverΒ isn’tΒ the policy you take out on a good day.Β It’sΒ what happens on the worst one.Β That’sΒ the reason claims data is worth paying attention to.Β It’sΒ the clearest evidence there is of whatΒ aΒ coverΒ actuallyΒ does.Β ProtectionΒ isn’tΒ just for “later in
Mortgage protection in Ireland typically costs β¬20ββ¬40 a month for a couple in their early thirties on a β¬300,000 mortgage. ButΒ hereβsΒ what your bankΒ wonβtΒ mention: the exact same cover can cost up to β¬6,000 less over the term, depending on which insurer you choose. The cheapest way to buy it? Compare all five Irish insurers in one
Marriage is not everyoneβs cup of tea but certainly, it can be a very tax-effective route to go given the way Revenue look on cohabiting couples.
Mortgage protection is the most cost effective form of life assurance and is used most widely to protect both the borrower and the bank against the risk of the borrower dying within the term of the mortgage.
If you have a mortgage, chances are you’re spending hundreds or even thousands of euro a year on life insurance.
If you have a mortgage, although you may not be aware, you are paying mortgage protection insurance.
Before you proceed to buy a house or apartment you must get mortgage approval and preparing yourself for approval can take years.
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