Life Insurance

Term Life Insurance

Term Life Insurance Term life insurance covers you for a fixed number of years, typically 10 to 40 years and if you die during this time, your family gets the lump sum amount. The cover ends, once the term that you choose ends. There are two different variants for this type of life insurance: Level

Life Insurance

Whole of Life Insurance

Whole of Life Insurance Unlike term life insurance, whole of life cover does not have an end date. It stays in place for your entire life until you die and guarantees a payout, as long as you keep paying your premiums. That guarantee is the whole point. And it is also why it costs significantly

News & Updates

Who Is The Beat The Bank?

Who Is Beat the Bank?Β  A simpler way to arrange protection insurance in IrelandΒ  Beat the Bank helps people across Ireland arrange mortgage protection, lifeΒ insuranceΒ and income protection without making the process more complicated than it needs to be. You can check indicative prices online, review your options in your own time and speak to our

Life Insurance   ⭐ Featured

Why Protection Matters: Royal London Ireland’s 2025 Claims

Nobody likes to think about illness, injury or losing someone they love. But life tends to arrive unannounced. The real test of protection coverΒ isn’tΒ the policy you take out on a good day.Β It’sΒ what happens on the worst one.Β That’sΒ the reason claims data is worth paying attention to.Β It’sΒ the clearest evidence there is of whatΒ aΒ coverΒ actuallyΒ does.Β  ProtectionΒ isn’tΒ just for “later in

Mortgage Protection

Cheapest Mortgage Protection in Ireland (2026): Compare All 5 Insurers

Mortgage protection in Ireland typically costs €20–€40 a month for a couple in their early thirties on a €300,000 mortgage. ButΒ here’sΒ what your bankΒ won’tΒ mention: the exact same cover can cost up to €6,000 less over the term, depending on which insurer you choose. The cheapest way to buy it? Compare all five Irish insurers in one

Mortgage Protection

Co-Habiting Couples & Mortgage Protection … A tax landmine if not set up correctly

Marriage is not everyone’s cup of tea but certainly, it can be a very tax-effective route to go given the way Revenue look on cohabiting couples.

Mortgage Protection

What is Mortgage Protection?

Mortgage protection is the most cost effective form of life assurance and is used most widely to protect both the borrower and the bank against the risk of the borrower dying within the term of the mortgage.

Mortgage Protection

Mortgage holders can save thousands by moving their mortgage protection away from the bank!

If you have a mortgage, chances are you’re spending hundreds or even thousands of euro a year on life insurance.

Medical Issues & Underwriting

Smokers With Mortgages pay €3,000 – €20,000 more over the term of their mortgage

If you have a mortgage, although you may not be aware, you are paying mortgage protection insurance.

Mortgage Protection

Things You Must Know Before You Get a Mortgage

Before you proceed to buy a house or apartment you must get mortgage approval and preparing yourself for approval can take years.

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