Smokers With Mortgages pay €3,000 – €20,000 more over the term of their mortgage

If you have a mortgage, although you may not be aware, you are paying mortgage protection insurance.

If you smoke – you can be potentially paying 70% more than non-smokers on your premium. For your plan.

Figures compiled by our quote engine show that smokers will pay as much as €20,000 more than non-smokers over the lifetime of their premium.

Smoking couples, aged 35, will pay €3,430 more on a mortgage of €140,000 over 25 years

Smokers in their early 40’s pay a huge €9,788 more on the same mortgage over the same period

Smokers in their early 50’s will watch €23,626 more go up in smoke with the same mortgage for just 20 years

The bigger the mortgage, the worse it gets for smokers:

A smoking couple aged 35 with a 30-year mortgage of €250,000 pay €8,384 more

The same couple in their early 40’s pay €20,330 more

There is good news, however… Stay smoke-free for 12 months and you will then be considered a non-smoker and pocket the cash savings.

It takes seconds to get an online quote from Beat The Bank. Get a quote now and in minutes the thousands of euro savings could be just the extra motivation you need to quit the habit for good.