Mortgage protection in Ireland typically costs €20–€40 a month for a couple in their early thirties on a €300,000 mortgage. But here’s what your bank won’t mention: the exact same cover can cost up to €6,000 less over the term, depending on which insurer you choose. The cheapest way to buy it? Compare all five Irish insurers in one

Nobody likes to think about illness, injury or losing someone they love. But life tends to arrive unannounced. The real test of protection cover isn’t the policy you take out on a good day. It’s what happens on the worst one. That’s the reason claims data is worth paying attention to. It’s the clearest evidence there is of what a cover actually does.  Protection isn’t just for “later in

When Should I Apply for Income Protection? Income protection insurance is designed to replace part of your income if you can’t work due to illness or injury. But one common question people ask is — when is the right time to apply? The short answer: the earlier, the better. Why Timing Matters Just like life

What Is Income Protection? Income protection is an insurance policy that replaces a portion of your income if you cannot work due to illness or injury. It is designed to provide a regular monthly payment so you can continue to cover essential bills while you recover. How Income Protection Works Income protection provides a monthly

When Should I Apply for Life Insurance? Many people delay buying life insurance, thinking they’ll do it later — but the truth is, the earlier you apply, the better. Getting life insurance while you’re young and healthy helps you lock in lower premiums and ensures your loved ones are protected from the start. The Best

What Is Life Insurance? Life insurance is a simple way to protect the people you love. If you die during the term of the policy, it pays out a tax-free lump sum to your family. That money can be used for anything they need; like paying the mortgage, covering bills, or keeping life on track

Who Is Beat The Bank? At Beat The Bank, our mission is to make insurance simple, fast and fair. We believe that when it comes to protection; whether it’s mortgage cover, life insurance or income protection; you shouldn’t be stuck with banks’ mark-ups, mountains of paperwork or endless waiting. Co-founded by Niall O’Connor MSc CFP®

Because nobody has time to be sick Between work, family, and everything else, most of us don’t make time for healthcare until we have to. But getting checked, seen or sorted shouldn’t mean taking a day off or waiting weeks for an appointment. That’s where our new Health Insurance comes in. We’ve partnered with Irish

Finally – health cover that puts women first For too long, women’s health has been treated as an afterthought in insurance. Getting answers has often meant long waits, uncomfortable conversations, or simply not being taken seriously. That’s changing. Our new Health Insurance, in partnership with Irish Life Health, is designed with real women in mind.

Budget 2026: The Headlines That Matter Budget 2026 Ireland delivered some small gains for households – but not much that will change the day-to-day reality of Irish finances. At Beat the Bank, we believe the real difference comes from what you do next: comparing your options, cutting costs where you can, and keeping more money