Who Is Beat The Bank?
At Beat The Bank, our mission is to make insurance simple, fast and fair. We believe that when it comes to protection; whether it’s mortgage cover, life insurance or income protection; you shouldn’t be stuck with banks’ mark-ups, mountains of paperwork or endless waiting.
Co-founded by Niall O’Connor MSc CFP® QFA, Beat The Bank was built on a belief that homeowners and people taking out protection deserve a better experience. We combine innovative technology with financial and insurance expertise to make policies accessible in minutes.
We’re fully digital: get a quote in seconds, apply in just minutes. And we operate in all 26 counties in Ireland.
What Makes Us Different
Several things set us apart:
• Speed & simplicity: Quotes in seconds, applications in minutes. No unnecessary forms or delays.
• Value-focused pricing: We work with major Irish insurers, apply discounts, and reduce our commission in places so that many clients save compared to traditional bank-based protection – sometimes 40% cheaper.
• Tech + human support: You’ll find our digital platform efficient, but we’re backed up by real people when you need them. And you’ll also meet our digital assistant, Zoe, for quick help.
• Trust and reputation: We’re proud of our Trustpilot profile – 5.0★ rating, hundreds of reviews, and rated Number 1 Insurance Agency in Ireland.
Our Products & Services
We help people with:
• Mortgage Protection
• Life Insurance
• Income Protection
• Health Insurance
All delivered through an easy-to-use digital platform, with transparent processes and clear support.
Why Our Clients Choose Us
We’re rated 5.0 stars on Trustpilot with hundreds of reviews. Additionally, we’re ranked as #1 broker in our categories on Trustpilot (Life Insurance Agency, Insurance Broker) in Ireland.
