When Should I Apply for Mortgage Protection? If you’re buying a home in Ireland, Mortgage Protection is one of the key steps you’ll need to take before drawing down your mortgage — but many buyers aren’t sure when exactly to apply. Too early and things can expire. Too late and you might hold up your

If you’re one of the thousands of Irish homeowners considering switching your mortgage, you’re not alone – and you might be making a very smart move. According to the Banking & Payments Federation of Ireland (BPFI), nearly 4 in 10 new mortgage approvals are from switchers – not first-time buyers. That’s a clear sign that

When it comes to life insurance in Ireland, many people are surprised to learn that being labelled a “smoker” isn’t just about lighting up cigarettes. Even if you only vape occasionally, use nicotine gum, or haven’t touched a cigarette in months, insurers may still classify you as a smoker — and that can significantly increase

When it comes to life insurance, many people in Ireland don’t realise that you can take out a policy on someone else’s life — and that it could be a powerful tool in protecting your finances. This is called a “Life of Another” policy, and it’s especially useful for unmarried couples, business partners, or anyone

Wondering if you need life cover, income protection, or serious illness insurance? You’re not alone – figuring out what kind of financial protection you actually need can feel overwhelming. But we’ve made it easier than ever with our free Risk Calculator. This simple online tool only takes a couple of minutes, and gives you a

We insure our homes, cars and phones without thinking twice, but we rarely protect the income that makes everything else possible. Many people in Ireland assume they’ll always be able to work, yet illness or injury can interrupt your earnings for months or even years. Income protection is an insurance policy that steps in if

With mortgage interest rates coming down, more homeowners in Ireland are looking at ways to secure a better mortgage deal. Whether that means changing lender, shortening your term, or restructuring your loan, there’s one detail that’s easy to overlook- switching mortgage protection as well. We asked Sharon Doyle, Director of Operations at Beat The Bank, to

When it comes to smoking and vaping life insurance in Ireland, most people think it’s all about cigarettes. But insurers take a much stricter view. If you’ve used any nicotine in the last 12 months – whether from vaping, snus, nicotine pouches, or even gum – you’re classed as a smoker. And yes, that smoker

Being self-employed in Ireland gives you independence and flexibility – but it also means you don’t have the same safety net as PAYE workers. One of the biggest gaps is around social welfare supports, and it all comes down to the type of PRSI contributions you pay. PRSI for the Self-Employed in Ireland: What’s Covered

At both  BeatTheBank.ie and Financial Planning Matters, we’re all about helping families make smart, simple decisions that protect their future. That’s why this summer, we were proud to team up with @coervercoachingleinster to support a brilliant 5-week grassroots football programme at Divine Word National School in Marley Grange. Designed to help young players build confidence,