When speaking of mortgages, the type of life insurance that banks and lenders are usually referring to when they are talking about life insurance is ‘Level Term Protection’. This is usually seen as an ad on/extra and not a requirement.

Beat The Bank was founded on the belief that homeowners deserve a better insurance platform to purchase their plan at the cheapest price without having to accept a watered down policy! Many people don’t know they can shop for mortgage protection, but why buy an expensive policy from your lender when you can get a

Like many people these days, you have probably found yourself shopping online for insurance at some time or another. While the process varies depending on precisely what sort of coverage you are looking for, in most cases it will include the completion of a simple questionnaire in order to collect basic details about your health

Owning a home is not just about having a space to call your own; it’s about securing your family’s future. Amid the joys of homeownership, it’s essential to address the potential financial uncertainties that may arise. Mortgage protection is your safeguard, and with Beat the Bank, it’s a journey towards digital ease, instant assurance, and

Introduction As a financial advisor, one of the most frequent questions I encounter from Irish parents is whether life insurance is truly necessary. Many believe that life insurance is either too costly or simply not needed. In this blog, I aim to dispel these misconceptions and highlight the critical role life insurance plays in securing

Forget mortgages. Forget pensions. Forget savings. Forget health insurance. Before you spend a cent on anything else, you need income protection. It’s the single most important financial product you’ll ever take out – because if you can’t work, you can’t pay for anything else. What Happens If Your Pay Cheque Disappears? Your income is the

💡 What is a Life of Another policy? It’s a life insurance policy taken out by one person on the life of another — often used when there’s a financial connection, such as a shared mortgage, business partnership, or inheritance planning need. 🟢 When is it relevant? 🏡 Cohabiting couples – To help cover potential

When we think about insurance, most of us go straight to mortgage protection — and no surprise, it’s by far the most common policy we help people with here at Beat The Bank. But what if your income stopped tomorrow? How would you cover the mortgage, the car loan, the bills? That’s where income protection comes

Let’s face it — nobody wants to think about life insurance or income protection. But the numbers from Royal London’s latest claims report show exactly why more people should. In 2024, Royal London Ireland paid out over €57 million in protection claims — helping real people through life’s hardest moments. And here’s the key stat:

If you’re applying for mortgage protection, life insurance or income protection in Ireland and you vape – or only smoke socially — you might be thinking: “Sure I’m not technically a smoker, right?” You’re not alone, we hear this all the time at Beat The Bank.  Many people are surprised to learn that even the