When should I arrange my mortgage protection insurance?
Niall O'Connor MSc CFP® QFA
Co-Founder
Once you have identified a property you wish to buy and you know how much your mortgage is going to be you should put the wheels in motion regarding your Mortgage Protection Insurance. Your lender may give you a quote but we will always be better value than a lender.
Arranging cover early in the process is helpful in case there are any medical queries that need to be attended to. We can arrange mortgage protection approval and then hold the approval for a number of months in anticipation of you drawing down your mortgage. If a certain amount of time passes, we may require a simple health declaration to confirm that there have been no changes to your health since your application.