Not Sure What Protection You Need? Try Our Free Risk Calculator

Wondering if you need life cover, income protection, or serious illness insurance?

You’re not alone – figuring out what kind of financial protection you actually need can feel overwhelming. But we’ve made it easier than ever with our free Risk Calculator.

This simple online tool only takes a couple of minutes, and gives you a clear, personalised recommendation – based on real risk data, not guesswork.

Watch The Video: How it works in under 60 seconds

We asked our protection specialist Andrea Gregory to explain exactly how the tool works and what you can expect.

How does it work?

When you visit BeatTheBank.ie, you’ll find our Risk Calculator right on the homepage.

Just answer a few quick questions:

🔹Your name and gender

🔹Age and smoker status

🔹When you plan to retire

🔹(Optional) Add a second person, like a partner or spouse

The tool then calculates:

🔹Your risk of being unable to work for one month or more (income protection)

🔹Your risk of death (life cover)

🔹Your risk of suffering a serious illness

🔹The likelihood of any of these events happening

Why should you use it?

✅ It’s free
✅ It’s fast
✅ It’s based on real risk statistics
✅ No jargon, no pushy sales – just solid guidance

If you want to take the next step, you can quote and apply online – and our team will follow up to walk you through the options.

Ready to try it?

💡 Click here and try our Risk Calculator today – it’s a small step that could make a big difference.

📖 Read more helpful information on our Learn page

📱 Follow us on Instagram, LinkedIn and Youtube for more helpful tips